Equity Factors→
Equity: Factors to consider before investing in Equity
Share Market is the most popular investment option in India and Worldwide. Indian stock market gave us an average annual return of around 21.5% CAGR in the past 10 years. It has outnumbered most of the investment options with easy accessibility in terms of returns.
Here's a table of comparison of all the Investment options in India and their average annual returns.
| Investment Option | Average Annual Return |
|---|---|
| Indian Stock Market | 20% |
| Public Provident Fund (PPF) | 7-8% |
| Fixed Deposits | 5-7% |
| National Pension System (NPS) | 10-12% |
| Gold Exchange-Traded Funds (ETFs) | 8-10% |
| Equity Mutual Funds | 12-15% |
| Unit-linked Insurance Plans (ULIPs) | 10-12% |
| Government Bonds | 6-7% |
| Real Estate | 8-10% |
From the table above it is clear that the stock market has outnumbered all other forms of investment options in India.
Mutual Funds→
Mutual Funds: How to grow your wealth using mutual funds
A mutual fund is one of the most popular investment vehicles in India. It is most preferred by individuals looking to invest in the stock market at a relatively low risk. It is managed by a professional fund manager, who takes money from multiple investors to invest in equities, bonds, and other securities.
The Indian Mutual Fund Industry is regulated by SEBI and has seen exponential growth over the past decade. A few factors affecting the growth of this industry are:
- Rising Investor Awareness
- Rise of Retail Investors
- Adoption of SIPs
Real Estate→
How to grow your wealth in Real Estate
Real Estate is one of the most exponentially growing industries in India, contributing 13% to the national GDP. In 2021, the indian real estate industry was 200 billion USD market which is projected to reach a market size of 1 trillion USD by 2030.
There are majorly five sub-sectors within real estate in India: residential, commercial, retail, hospitality, and industrial. Here’s a table explaining all the sub-sectors in real estate and their average annual returns in the past decade:
| Sub-Sectors | Average Annual Returns |
|---|---|
| Residential | 5-7% |
| Commercial | 8-10% |
| Retail | 6-8% |
| Hospitality | 7-9% |
| Industrial | 6-8% |
| Warehousing | 7-9% |
Real-Estate Projects for Investments→
Atrium Facing Corner Retail Shop in Noida Extension
Trehan Iris Broadway Noida
Size: 200 Sq.Ft
Last Update: 14/04/2024
Discount: ₹40,000.00/-
Gift on visit: worth 2000*
GST, PLC, and Extra Changes is not included in the price above.
FoodCourts in Saya South X Noida Extension
Saya South X
Size: 690 Sq.Ft
Last Update: 14/04/2024
Discount: ₹78,000.00/-
Gift on visit: worth 2000*
GST, PLC, and Extra Changes is not included in the price above.
Anchor Shop for Sale on Second Floor in Noida Extension
Civitech Santoni
Size: 180 Sq.Ft
Last Update: 23/08/2024
Discount: ₹54,000.00/-
Gift on visit: worth 2000*
GST, PLC, and Extra Changes is not included in the price above.
ATS Kabana High Greater Noida Best Office
ATS KABANA HIGH
Size: 440 Sq.Ft
Last Update: 23/08/2024
Discount: ₹80,000/-
Gift on visit: worth 2000*
GST, PLC, and Extra Changes is not included in the price above.
Fix Deposit→
How to Grow wealth using FD
Fixed Deposits (FDs) are the most popular investment option in India. When the investment wasn’t even a very big thing, FD was ruling India’s investment industry with its 10-12% annual returns along with Gold and Real Estate. But over time, returns offered by fixed deposits have declined by over 50% and now they’re offering only 6-7% annual returns. It is a little higher than the savings account annual return and just enough to hedge against inflation.
Fixed Deposit is an investment product that offers guaranteed returns and has a very low risk. This is a very good investment product for risk-averse investors who are looking for a fixed interest rate over a specific period of time without any risk of losing their money.
Crypto Currency→
How to Grow Wealth with Cryptocurrencies?
Cryptocurrency investment is investing in digital assets like Bitcoin, Etherium, and other altcoins, which operate on decentralized networks using blockchain technology. Unlike traditional currencies, cryptocurrencies are not issued by any central authority.
Investors buy these digital assets through exchanges and hope the value to increase over time. It has several advantages such as lower transaction fees, faster money transfer, and the potential for high returns. But it also has high risk such as price volatility and regulation uncertainties.
The Indian Cryptocurrency market is projected to reach substantial value, highlighting its growing importance. The Indian government opted for regulations to ban cryptocurrencies and levy high taxes on cryptocurrency transactions and capital gains. But as the market continues to mature, cryptocurrencies are poised to play crucial role in India's financial ecosystem, offering new investment opportunites.
SIP SWP→
SIP and SWP are two plans that helps you plan your mutual investment more strategically. Systematic Investment Plan or SIP is a disciplined investment strategy allowing to invest in a fixed amount regularly, typically monthly or quarterly. Whereas, SWP or Systematic Withdrawal Plan is the opposite of SWP, designed for investors seeking regular income from their mutual fund investments.
SIP promotes consistent saving habits and harness the power of compounding, reducing the impact of market volatility. SIPs help build wealth gradually overtime and align with long-term financial goals such as retirement planning or funding education.
SWP helps investors withdraw a fixed or variable amount periodically from their lump-sum investment, providing a steady cash flow. It helps those needing periodic income for specific expenses. SWPs offer flexibility in withdrawal frequency and amount, ensuding funds are available when needed while keeping the remained investment growing.
